Stamp duty on £225,000
Not legal advice. This page has not been reviewed by a solicitor. The figures are official statistics run through our calculators, not a quote.
Rates last checked at source: 2026-11-02.
How much stamp duty is there on £225,000?
As of November 2026, stamp duty on a £225,000 home in England and Northern Ireland is £2,000 for a home mover, £0 for a first-time buyer and £13,250 for a second home or buy-to-let. The figures below show each band and how the rate builds up, from the published Stamp Duty Land Tax rates.
Updated
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Get a conveyancing quoteStamp Duty Land Tax on £225,000 by buyer
| Buyer | Tax | Effective rate |
|---|---|---|
| Home mover | £2,000 | 0.89% |
| First-time buyer | £0 | 0% |
| Second home or buy-to-let | £13,250 | 5.89% |
| Home mover, not UK resident | £6,500 | 2.89% |
Home mover: the bands
| Part of the price | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 0% | £0 |
| £125,000 to £250,000 | 2% | £2,000 |
First-time buyer: the bands
| Part of the price | Rate | Tax |
|---|---|---|
| £0 to £300,000 | 0% | £0 |
Second home or buy-to-let: the bands
| Part of the price | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 5% | £6,250 |
| £125,000 to £250,000 | 7% | £7,000 |
Home mover, not UK resident: the bands
| Part of the price | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 2% | £2,500 |
| £125,000 to £250,000 | 4% | £4,000 |
Nearby prices: Stamp duty on £200,000 · Stamp duty on £250,000. Any other price: the Stamp Duty Land Tax calculator.
More questions about stamp duty on £225,000
What is the effective rate of stamp duty on £225,000?
0.89% for a home mover in England and Northern Ireland: £2,000 on £225,000. The rates are banded, so the top rate applies only to the part of the price in the top band.
Source: GOV.UK, Stamp Duty Land Tax residential rates, rates checked 2 November 2026.
How much stamp duty does a first-time buyer pay on £225,000?
Nothing, saving £2,000 on the first-time buyer rates.
Source: GOV.UK, Stamp Duty Land Tax residential rates, rates checked 2 November 2026.
How much stamp duty is there on a second home at £225,000?
£13,250, £11,250 more than a home mover pays, at the higher rates for additional properties.
Source: GOV.UK, Stamp Duty Land Tax residential rates, rates checked 2 November 2026.
How much stamp duty does a buyer who isn’t UK resident pay on £225,000?
£6,500 as a home mover, £4,500 more, because of the 2% non-UK resident surcharge.
Source: GOV.UK, SDLT rates for non-UK residents, rates checked 2 November 2026.
Where does the next stamp duty band start above £225,000?
The home-mover rate of 2% applies up to £250,000, £25,000 above this price; above that the next band's rate starts.
Source: GOV.UK, Stamp Duty Land Tax residential rates, rates checked 2 November 2026.
What are the legal fees on a £225,000 home?
Published market ranges put the legal fee for a freehold purchase at £1,020 to £1,500 including VAT, and HM Land Registry's registration fee at this price is £150. Work out your own with the conveyancing fees calculator.
Source: Conveyancing Index, How much does conveyancing cost?, updated 3 July 2026; HM Land Registry, Registration Services fees, checked 30 October 2026.
Questions
How much stamp duty is there on a £225,000 house?
Sources
- GOV.UK: Stamp Duty Land Tax residential rates
- Finance Act 2003, section 55 (rates and bands)
- Finance Act 2003, Schedule 6ZA (first-time buyers’ relief)
- Finance Act 2003, Schedule 4ZA (higher rates for additional dwellings)
- GOV.UK: SDLT rates for non-UK residents
Tax worked out with the published Stamp Duty Land Tax rates, last checked at source on 2026-11-02. Contains public sector information licensed under the Open Government Licence v3.0. This page is general information, not legal advice, and hasn't been reviewed by a solicitor. Instrukt is not a law firm.