Instrukt
Get a quote

Conveyancing costs in Cardiff

LTT and legal fees at Cardiff's own average prices, from the latest official house price data and published Welsh Revenue Authority rates.

Last checked: 2 November 2026, against the UK House Price Index and the published Welsh Revenue Authority rates.

Not legal advice. This page has not been reviewed by a solicitor. The figures are official statistics run through our calculators, not a quote.

How much does it cost to buy a home in Cardiff?

As of August 2026, the average home in Cardiff costs £272,443. A home mover paying the local average of £333,247 pays £6,495 in LTT, and a first-time buyer at £234,533 pays £572. Legal fees typically run £1,140 to £1,800 including VAT, plus disbursements.

Updated

Buying in Cardiff? We'll introduce you to an independent SRA-regulated conveyancing solicitor, who sends you their own quote.

Get a conveyancing quote

What does buying cost at Cardiff's average prices?

Each row uses a local average from the UK House Price Index (August 2026). Legal fees are market ranges including VAT (Conveyancing Index); the total adds searches, Land Registry fees and LTT.
BuyerPriceLTTLegal feeTotal
First-time buyer, at the local first-time buyer average£234,533£572£1,020 to £1,500£2,035 to £2,760
Home mover, at the local average for movers£333,247£6,495£1,140 to £1,800£8,078 to £8,983
Flat (usually leasehold), at the local flat average£161,334£0£1,200 to £1,980£1,593 to £2,618
Detached house, at the local detached average£515,292£19,147£1,320 to £2,160£21,055 to £22,140
Second home or buy-to-let, at the local average£272,443£17,194£1,140 to £1,800£18,777 to £19,682

More questions about buying in Cardiff

What is the average house price in Cardiff?

£272,443 in August 2026, 26% above the Wales average of £216,363. How prices in Cardiff have moved over the year.

Source: HM Land Registry, UK House Price Index, August 2026.

How is LTT worked out on a home in Cardiff?

£6,495 in all on the local average for home movers, £333,247, charged slice by slice: 0% on £225,000 and 6% on £108,247 (£6,495).

Source: HM Land Registry, UK House Price Index, August 2026; Welsh Revenue Authority, Land Transaction Tax rates and bands, rates checked 2 November 2026.

Do first-time buyers pay LTT in Cardiff?

£572 at the local first-time buyer average of £234,533. Wales has no first-time buyer relief.

Source: HM Land Registry, UK House Price Index, August 2026; Welsh Revenue Authority, Land Transaction Tax rates and bands, rates checked 2 November 2026.

What does it cost to buy a flat in Cardiff?

Flats average £161,334 (59% of the overall average), on which a home mover pays no LTT. Most are leasehold: expect £150 to £400 more in legal fees, and a management pack from the landlord or managing agent.

Source: HM Land Registry, UK House Price Index, August 2026; Welsh Revenue Authority, Land Transaction Tax rates and bands, rates checked 2 November 2026; Conveyancing Index, How much does conveyancing cost?, updated 3 July 2026.

Are new-build homes dearer in Cardiff?

Yes: new-build homes averaged £408,861 in June 2026, 53% more than existing homes at £267,786.

Source: HM Land Registry, UK House Price Index, June 2026.

How much is council tax in Cardiff?

£2,013 a year at Band D on average for 2026-27, including precepts. Every band in Cardiff.

What is the Land Registry fee on a home in Cardiff?

£150 to register the transfer online at the local average of £272,443 (Scale 1; new leases are charged differently).

Source: HM Land Registry, Registration Services fees, checked 30 October 2026.

How do prices in Cardiff compare?

Property typeCardiffWales
All homes£272,443£216,363
Detached£515,292£336,551
Semi-detached£324,962£215,812
Terraced£262,795£174,317
Flat£161,334£130,206
First-time buyers£234,533£186,313

Nearby areas

Average price and LTT for a home mover at each area's average for movers (August 2026)
AreaAverage priceLTT, home mover
Vale of Glamorgan£300,358£8,603
Caerphilly£198,545£336
Rhondda Cynon Taf£165,213£0
Newport£225,702£2,825

Work out your own figure with the LTT calculator and the conveyancing fees calculator.

Prices over the last year: house prices in Cardiff.

Questions

How much is LTT in Cardiff?
It depends on the price and the buyer, not the area. At Cardiff's August 2026 averages: first-time buyer £234,533: £572; home mover £333,247: £6,495; flat (usually leasehold) £161,334: £0; detached house £515,292: £19,147; second home or buy-to-let £272,443: £17,194.
How much does conveyancing cost in Cardiff?
At the local average price of £272,443, published market ranges put the legal fee at £1,140 to £1,800 including VAT, and the total with searches and Land Registry fees at £1,583 to £2,488, before LTT. Each firm sets its own fee, so ask for a written quote.

Buying in Cardiff? We'll introduce you to an independent SRA-regulated conveyancing solicitor, who sends you their own quote.

Get a conveyancing quote

Sources

House prices from the UK House Price Index for August 2026 (new-build and sales figures June 2026), retrieved 2026-11-02; tax worked out with the published rates; fee ranges are market figures, not a quote. Contains public sector information licensed under the Open Government Licence v3.0. This page is general information, not legal advice, and hasn't been reviewed by a solicitor. Instrukt is not a law firm.